Car Rental Insurance Do you really need car rental insurance? In most cases, no. You have to make sure to check with your car insurance provider to see what they cover for car rentals. Many policies will cover everything you are going to need, so there is no reason to add on extra car insurance. If you find out that you are not covered under your car insurance policy, you will be taking a big risk by not adding on insurance. Your car insurance provider should be able to give you a good recommendation on what to do when renting a car. If you do need the insurance, ask your car insurance company what type of coverage they recommend.
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